In June, we looked for a new real estate loan to take advantage of the favorable market interest rate and repatriate debt. We then received them by e-mail and at further pressure in written form from the MA of Muty bank mentioned above. It would be good to read this paper from start to finish. Below are valuable recommendations and useful tips on how to get cheap credit without falling into expensive loan trades to cancel loans for promises. Also our report credit without credit bureau is worthwhile.
First credit pledge, then rejection
We have the next case: We contacted the representative, who has known us for a long time and who up to then had also taken care of our insurance issues. This representative made a worthwhile price offer in June. A variable loan with built-in interest barrier has been proposed, so of course our monthly fee would have dropped quickly.
He calculated the new monthly fee, which we finally joined and so we could start with the investigation phase. Over time, he said, the promise he repeated to us (3 witnesses) came back, so it was now possible to ask the former banks and other lenders for the transfer fees.
Of course he supported us and took over the necessary formalities for sending the transfer fees, so that we never had to assume that the promise would be shaky. Our former house banks have transferred the transfer fees in trust, so that only the transfer step is eliminated.
But now to the current development: The representative now said that the financing of the agreed three months ago amount by the banks was no longer exist, as it had problems with the mortgage lending value. In the first calculation, which resulted in a monthly fee of 680 $, we have now increased to 1076 $ + x, so we now had to reckon with an additional fee of over 400 $, although in the beginning undoubtedly everything was 680 $.
In the certainty that we did not orient ourselves any further and based ourselves on the fact that things will go smoothly after repeated promises, but now the opposite is true. Are there any claims for damages against the agent? Of course, we are in a very bad position compared to our predecessor banks, to which we have made our payments so far, but they certainly now have a different image of us than before.
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